Promotional Offers: Offers available on qualifying purchases of select products charged to a Citizens Pay Line of Credit account. Promotional offers are based on creditworthiness and term length, including (a) 0% APR for 3 months; (b) 7.99% APR – 19.99% APR for 24 months; (c) 0% APR for 12 months, then 15.99% APR for the next 24 months for a 36-month total term. Promotional APR is charged from the date an eligible purchase is posted to your account for the stated term length, then 29.99% APR until paid in full. Minimum purchase for first transaction: $199–$499. Equipment purchase must be included in first transaction. Minimum subsequent purchase: $99. Monthly payment and total finance charges are estimates, do not include taxes, and may vary from the actual minimum payment due and interest charges that will be shown on your Citizens Pay Line of Credit statement. Limited time offer. Other transactions charged to your account affect overall minimum payment amount. Regular account terms apply to non-promo purchases. Standard Purchase APR is 29.99% for non-promotional purchases. Account must be in good standing. Subject to credit approval. We may charge $8 late fees, up to six times per year. For important information about Rates and Fees and the Citizens Pay Line of Credit Agreement visit http://www.citizensbank.com/disclosures/genericpage-ri-citizenspay. Citizens Pay Line of Credit Account offered by Citizens Bank, N.A.